- Available for individuals age 45-80 who cannot qualify for a standard or rated policy.
- No underwriting requirements required to qualify. Qualification is based on questions in the application.
- Guaranteed Death Benefit and Level premiums.
- For the first two years, the Death Benefit is equal to 110% of the premium due and paid. Beginning the third policy year, the Death Benefit is equal to the face amount of the policy.
- Full benefits for death by accident during the first two years.
Form Series: GBL13; GBL18